No employer wants to believe that their employees would steal from them. Unfortunately, this is often times not the case.
Because employees are in a trusted position, it is often far easier for them to steal from a company than any outsider. Once an employee begins stealing from an employer, it often goes undetected for long periods of time resulting in higher losses.
Property insurance provides some protection for criminal acts, oftentimes it does not cover employee dishonesty. Crime insurance was created to deal with the limitations of standard policies and to cover criminal acts of an employee such as:
- Safe burglaries
- Computer fraud
- Credit card fraud
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