Professional liability insurance

Professional Liability Insurance protects professional personnel against negligence claims made by their clients or patients. 

Professional liability insurance

Professional liability insurance

Businesses that need this type of coverage include home inspectors, lawyers, physicians, accountants, brokers, and others.  Professional liability insurance carries different names depending on the profession. For example, professional liability insurance in the medical profession may be called medical malpractice insurance, while real estate brokers fall under errors and omissions insurance coverage.

A typical commercial general liability policy typically only responds to bodily injury, property damage or personal injury.  For this reason, professional liability coverage was developed.  Professionals can cause claims that fit outside the typical commercial general liability policy and therefore additional coverage is needed to fill the gap. Common claims on these policies include misrepresentation, negligence, inaccurate advice and violation of good faith.

When purchasing professional liability insurance, there are certain factors that will help you determine exactly what you need. Let the experts at David Insurance help you.

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