Mobile Home or RV Insurance

If your mobile home is permanently fixed to the ground it is more similar to a homeowner’s policy with similar coverages yet customizable for your specific needs. 

Mobile Home or RV Insurance

A mobile home policy will provide coverage for your home and your property:

  • Insuring the mobile home itself along with other structures on your premises (attached patio, deck, shed, etc.). This protects against fire, wind, lightening, hail, and damage from falling objects.  The value of these structures is based on the value and depending on the age of the mobile home it can be insured at Replacement Cost or with depreciation.
  • Coverage for your personal belongings
  • Personal liability protection – this covers losses should someone is injured or someone else’s possessions are damaged on your property. Medical expenses are covered for non-residents of your home and damages or defense costs.
  • Loss of use – if you are unable to stay at your mobile home due to a loss there is coverage while damages are being corrected.

For a standard RV it is insured more similar to an auto policy with coverages such as:

  • Liability
  • Uninsured and underinsured (UM/UIM) coverage
  • Comprehensive and collision coverage
  • Roadside assistance, etc.

If you have a pull behind travel trailer or utility trailer the liability from the vehicle pulling it automatically extends.  Physical damage for that item can be added as well.

Whether your mobile home is permanently fixed, drivable, or pulled behind let us help you find the right coverage for your needs and adventures!

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Get in Touch

Racine Office 1300 S. Green Bay Road Racine, WI 53406. Phone: (262) 636-1860, Fax : 262-636-1866, Email: info@davidinsurance.com

Kenosha Office 3917 47th Avenue Kenosha, WI 53144. Phone: (262) 657-3193, Fax : (262) 657-0702, Email: info@davidinsurance.com

Sister Bay Office 10589 S. Highland Rd Suite #2 Sister Bay, WI 54234. Phone: (920) 854-2387, Fax: (920) 854-5136, Email: info@davidinsurance.com

Milwaukee Office 2651 North Downer Ave Ste 10 Milwaukee, WI 53211. Phone: 262.636.1860, Fax: 262.636.1866, Email: info@davidinsurance.com 

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