Inland marine insurance

Inland Marine Insurance isn’t quite what it sounds like it could be but in fact it is the scheduling of items on your personal or commercial policies that may otherwise not be covered or have a specific limit on the policy. 

Inland marine insurance

Inland Marine Insurance isn’t quite what it sounds like it could be but, in fact, it is the scheduling of items on your personal or commercial policies that may otherwise not be covered or have a specific limit on the policy.  By scheduling these valuable items you are insuring them for the agreed value typically with a $0 deductible and an “all-risk” policy, meaning items are covered from every type of damage except those listed in the policy language.

In some instances, you may have lower valued items individually but cumulatively they are of higher value.  In this case, you may consider having “blanket” coverage on these items.  For instance, you may have a ring that is valued at $500 and you wouldn’t necessarily turn in a claim for an item valued at that amount; however, if you have 10 jewelry items that are valued at $500 each ($5,000 total) and they are all stolen you may consider submitting an insurance claim for that.

Most commonly scheduled items:Jewelry Insurance providers

  • Jewelry
  • Guns
  • Fine Arts
  • Antiques
  • Instruments
  • Tools

If you have items that are of value please contact your account manager to see if scheduling is right for you – let us help you to determine if you need inland marine coverage.

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Racine Office 1300 S. Green Bay Road Racine, WI 53406. Phone: (262) 636-1860, Fax : 262-636-1866, Email: info@davidinsurance.com

Kenosha Office 3917 47th Avenue Kenosha, WI 53144. Phone: (262) 657-3193, Fax : (262) 657-0702, Email: info@davidinsurance.com

Sister Bay Office 10589 S. Highland Rd Suite #2 Sister Bay, WI 54234. Phone: (920) 854-2387, Fax: (920) 854-5136, Email: info@davidinsurance.com

Milwaukee Office 2651 North Downer Ave Ste 10 Milwaukee, WI 53211. Phone: 262.636.1860, Fax: 262.636.1866, Email: info@davidinsurance.com 

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